Loan Rates

Loan Type Current Rate Maximum Term Notes
Personal/Signature Loans 12.50% 72months
New and Used Vehicle Loans
2.99%
3.99%
4.99%
5.50%
5.50%
24months
36months
48months
60months
72months

PTEFCU will loan up to 100% of the NADA retail value for used vehicles, with a maximum term of 60 months.
PTEFCU will loan up to 100% of the retail value for new vehicles, with a maximum term of 72 months.
The credit union must be the only lienholder on title. 

Boats/Recreation Vehicle Loans 8.00% 120months

PTEFCU will loan up to 100% of the NADA retail value. The credit Uunion must be the only lienholder on the title.

Share Secured Loans 5.50% 60months

Secured Loans are granted against the balance in your share account.